Boise Term Life Insurance Policies – Best Quotes & Rates – What Companies – Broker Chris Antrim
Why Term Life Insurance Is Probably Your Best Option Hi, Boise. This is Chris with Boise Health and Life Insurance Agency. So listen, today we’re gonna be talking about term life insurance. It is my favorite life insurance product. I think it fits most of my customers the best. Here is a link to the video!
Term life insurance is probably your best option. And the great thing about term life insurance is most companies will allow you to convert the policy to something permanent. Now, why you’d want to do that is, uh let’s say you had a significant health change toe where you could never get insurance again or would be highly rated.
Tobacco, By the way. Tobacco. Okay, if you are a tobacco user or cannabis, Canada’s and pot is considered nicotine tobacco rates.
Okay?
It’s gonna double almost right after that with tobacco rates. So just be prepared for that. Um, and if you’re thinking well, quit and re apply for life insurance.
Yeah, well, I wouldn’t suggest that I’ve had friends and family members and clients were like, Boy, I I was gonna quit and or they did quit or they never did quit.
And then they had a health issue and they couldn’t get insurance anymore. So don’t wait. Just get it if you if you If you get the life insurance and then you quit.
We can always back to go back to the company and ask for a rate reduction. No problem. That’s the easy.
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